By providing you with the information included on our site, we hope that you have gained a better understanding of the potential hazards the internet holds, and how to protect against them. We also trust that your experience with Perception Capital HK's online trading platform will be an outstanding one.
In addition to the above steps, you must frequently check your account information and promptly review correspondences, account statements, and confirmations as they are made available to you, but no later than 30 days after the information is posted to your account or delivered to you. You must immediately contact and report to Perception Capital HK if you suspect any unauthorized account activity, errors, discrepancies, lose the device you normally use to contact us, or if you have not received your account statements. You must also maintain up-to-date contact information with us so that you may continue to receive our important communications and to ensure that we can contact you in case of suspected unauthorized activity.
We will ask for your cooperation with our investigation if your account is compromised. Additional steps may include, but are not limited to, filing a police report, completing a notarized affidavit regarding the unauthorized transactions, cooperating and answering questions from Perception Capital HK personnel and law enforcement authorities, allowing access to the computer or other access device that is suspected of being compromised, and signing a release form. We may also require for you to promptly change your User ID and password, installing or updating anti-virus, anti-spyware or firewall software, and/or updating your computer's operating systems and/or browser.
Our Online Protection Program is subject to the terms and conditions below.
Perception Capital HK will restore your account prior to the unauthorized transactions if we conclude that there was unauthorized activity resulting in a loss with reasonable steps taken to protect your information as outlined in our Online Protection Guarantee. This guarantee does not cover situations in which you fail to take reasonable precautions to protect your personal information.
We will accept and process transactions initiated using your account number and password. This Guarantee does not cover situations in which you choose to give your account number and/or password to another person or a third-party entity, including: (1) the activities of any person to whom you have given, or with whom you have shared, your User ID, Password or account number, and (2) the activities of any person, including an investment advisor or professional (its employees and agents), to whom you have granted authority of any type over your account (such as power of attorney, trading or money movement authorization or an investment management relationship).
We may require that you take additional steps including, but not limited to, filing a police report, completing a notarized affidavit regarding the unauthorized transactions, cooperating and answering questions from Perception Capital HK personnel and law enforcement authorities, and allowing access to the computer or other access device that is suspected of being compromised. As part of our investigation, we may require that you take additional steps including, but not limited to changing your account number and password, installing or updating anti-spyware, antivirus or firewall software, and/or updating your computer's browser and/or operating system. Perception Capital HK also may ask you to assign to us certain rights you may have regarding your loss and sign a release form as a condition of reimbursement. You may not otherwise assign your rights under this Online Protection Guarantee to any other individual or party.
Any reimbursement under this Online Protection Guarantee is limited to direct losses from your account and does not include any tax consequences, legal fees and expenses, or any consequential, lost opportunity, special, indirect, incidental, punitive, exemplary or non-monetary damages.
Perception Capital HK determines the type and the amount of the reimbursement, including whether to replace the securities in your account that were taken, and may seek restitution for reimbursements made under this guarantee from the person(s) or entity that committed the unauthorized activity. We may not provide reimbursement if you are reimbursed, or eligible for reimbursement or other coverage, by others for the unauthorized transactions; for example, by your insurance company.
This Guarantee does not cover unauthorized activities resulting from breach of security in third-party systems, such as your workplace, employer, public networks and terminals or any website where you have accessed your account or shared your account number and/or password. Likewise, this guarantee does not cover situations in which you fail to take reasonable precautions to protect your private information. The guarantee does not cover the failure of third parties to maintain secure environments or security breaches. Perception Capital HK is not liable for any additional losses stemming from your delay in reporting the unauthorized transactions. It is your responsibility to notify Perception Capital HK immediately if you discover unauthorized account activity or you are a victim of fraud.
Unauthorized debit card transactions occurring on Perception Capital HK-offered cards must be reported immediately to the bank who issued the debit card. The guarantee does not cover unauthorized debit card transactions and any claim for reimbursement for loss due to unauthorized debit card transactions is governed by your agreement with the issuing card company and by applicable law.
Unauthorized check writing transactions occurring with Perception Capital HK-offered check writing features must be reported immediately to Perception Capital HK. However, the guarantee does not cover unauthorized check writing transactions and any claim for reimbursement for loss due to unauthorized check writing transactions is governed by your agreement with Apex under Apex FDIC-Insured Sweep Program and by applicable law.
If we delay or fail to enforce any term or condition in connection with this Online Protection Guarantee, that delay or failure will not affect or impair our rights to subsequently enforce and/or require that our customer comply with terms and conditions for reimbursement set forth in the Online Protection Guarantee.
The Online Protection Guarantee can be amended or terminated at any time without further notice. This Guarantee is governed under the laws of the State of New York.