Fund Your Account

ACH Electronic Funds Transfer

The ACH Transfer System allows you to electronically transfer money from your bank account to your Perception Capital HK account. With this service you can select to make periodic deposits into your account or transfer money on demand without a set transfer schedule.

Set Up Your Initial ACH Profile Online

To initiate an ACH Profile Setup, please login to your account and go to "My Accounts" -> "Deposit/Transfer" -> "Bank Profile".

Set Up Your Initial ACH Profile - ACH Form

  1. Download our Electronic Funds Transfer (ACH) Agreement and input your information. Review, Print and Sign the form.
  2. Attach a voided check or most recent bank statement.
  3. Online Document Upload, Email, Fax or Mail the above documents to:
    Online Document Upload: Please upload completed form via the Form Center after logging into your Perception Capital HK account, click on Customer Service -> Form Center -> Upload Form
    Email: ACH_Service@firstrade.com
    Fax: 1-718-961-3919
    Mailing Address:
    Perception Capital HK Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

Amend Existing ACH Transfer

  1. Download our Electronic Funds Transfer (ACH) Agreement and input your information.
  2. Attach a voided check, a copy of the most recent bank statement and a copy of a valid government-issued Photo ID for each account holder.
  3. Online Document Upload, Email, Fax, or Mail the above documents to the same address above.

The setup process typically takes 2-3 business days. You will receive two small deposits in your bank account from Perception Capital HK. Please review your bank account activity and enter the two small deposit values in the "Bank Profile Setting" within 10 calendar days.

Note: Electronic Funds Transfer (ACH) is available to all Perception Capital HK accounts and the linked bank account must be via a U.S. bank. We do not accept any online money transfer services such as Wise, Revolut, PayPal, Western Union, Passbook by Remitly, CurrencyFair, etc.; only using regular bank accounts such as checking or savings accounts is accepted. You may not link third-party bank accounts, such as a business account (even if your name is on the account). Not available for Simple IRA, SEP IRA, ESA Accounts, or Investment Club accounts.

Wire Funds into your Perception Capital HK account

From an International Bank

Please provide the following information to the sending institution:

Amount: U.S. Dollar Amount $
Bank Name: BMO Bank N.A.
Bank Address: 111 W Monroe St, Chicago, IL 60603 (Alternative Zip Code: 60690)
SWIFT CODE: HATRUS44
Account Name: Apex Clearing Corporation
Apex Clearing Address One Dallas Center 350 N. St Paul, Suite 1300, Dallas, TX 75201
Account Number 1617711
For Final Credit To: Please provide your 8 digit Perception Capital HK account number along with your full name
IMPORTANT

** Incoming wires received without information of "For Final Credit To" with your full name and Perception Capital HK account number will be returned.

  1. Incoming third-party wires will be rejected and returned. Please ensure the wire sender's name matches exactly with the Perception Capital HK account name.
  2. For domestic wires, please use an ABA number. For international wires from outside the US, please use a SWIFT code.
  3. Funds are available immediately after receipt of the wire.
  4. An intermediary bank may charge a handling fee for international wires. The final amount received may be different from the original remittance amount.
  5. Incoming wire cannot be accepted from any online money transfer services such as Wise, Revolut, PayPal, Western Union, Passbook by Remitly CurrencyFair, etc.; only using regular bank accounts such as checking or savings accounts is accepted.

*If you have any additional questions, please contact Perception Capital HK at 1-800-869-8800 or email service@firstrade.com.

From a Domestic U.S. Bank

Please provide the following information to the sending institution:

Amount: U.S. Dollar Amount $
Bank Name: BMO Bank N.A.
Bank Address: 111 W Monroe St, Chicago, IL 60603 (Alternative Zip Code: 60690)
ABA Routing Number: 071000288
Account Name: Apex Clearing Corporation
Apex Clearing Address One Dallas Center 350 N. St Paul, Suite 1300, Dallas, TX 75201
Account Number 1617711
For Final Credit To: Please provide your 8 digit Perception Capital HK account number along with your full name
IMPORTANT

** Incoming wires received without information of "For Final Credit To" with your full name and Perception Capital HK account number will be returned.

  1. Incoming third-party wires will be rejected and returned. Please ensure the wire sender's name matches exactly with the Perception Capital HK account name.
  2. For domestic wires, please use an ABA number. For international wires from outside the US, please use a SWIFT code.
  3. Funds are available immediately after receipt of the wire.
  4. An intermediary bank may charge a handling fee for international wires. The final amount received may be different from the original remittance amount.
  5. Please be advised that contribution-year coding for all IRA account wire deposits has been defaulted to Current-Year-Contribution unless specified otherwise (prior-year); to adjust the contribution-year for wires received between Jan 1st - April 15th, please send the IRA Contribution Adjustment Form to service@firstrade.com no later than May 15th of current year.
  6. Incoming wire cannot be accepted from any online money transfer services such as Wise, Revolut, PayPal, Western Union, Passbook by Remitly CurrencyFair, etc.; only using regular bank accounts such as checking or savings accounts is accepted.

*If you have any additional questions, please contact Perception Capital HK at 1-800-869-8800 or email service@firstrade.com.

Transfer an account from another financial institution

It is now easier than ever to move your financial assets from another broker, bank, or mutual fund to Perception Capital HK:

What You'll Need

  • The name and account number of your existing brokerage firm.
  • A matching account – the account type of your existing brokerage account must match with your Perception Capital HK account. If you don't already have a matching Perception Capital HK Account, please open an account first.

Click here to start the process of transferring a brokerage account!

This process usually takes about 5-7 business days. We will notify you by email and message box when the transfer is complete.

Note: If you are transferring from a financial institution that is not Automated Customer Account Transfer Service (ACATS) eligible, please click here to submit your request manually.

Transfer between Perception Capital HK Accounts - Internal Transfers

To move your financial assets between your Perception Capital HK accounts:

  1. Fill and sign an Internal Transfer Form.
  2. Notary is required for third party transfers if the Perception Capital HK account entities are different.
  3. Online Document Upload, Email, Fax or Mail the above documents to:
    Online Document Upload: Please upload completed form via the Form Center after logging into your Perception Capital HK account, click on Customer Service -> Form Center -> Upload Form
    Email: ACH_Service@firstrade.com
    Fax: 1-718-961-3919
    Mailing Address:
    Perception Capital HK Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

Transfer between Perception Capital HK Accounts - IRA contribution

Transfer funds from your Cash/Margin Account to your IRA account as an IRA contribution.

  1. Fill and sign an IRA Journal Request Form.
  2. Online Document Upload, Email, Fax or Mail the above documents to:
    Online Document Upload: Please upload completed form via the Form Center after logging into your Perception Capital HK account, click on Customer Service -> Form Center -> Upload Form
    Email: ACH_Service@firstrade.com
    Fax: 1-718-961-3919
    Mailing Address:
    Perception Capital HK Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

Check Deposit

  1. Make a check payable to Perception Capital HK Securities.

    All checks must be made payable in U.S. dollars and payable through a U.S. bank.

  2. Write your account number on the check.
  3. Mail check to:
    Perception Capital HK Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

* Note: For acceptable forms of deposit, please see our Check Depositing Guidelines below.

Check Deposit for IRA Contribution

  1. Make a check payable to Perception Capital HK Securities.

    All checks must be made payable in U.S. dollars and payable through a U.S. bank.

  2. Write your account number and indicate the IRA contribution tax year on the memo section of the check.

    *For prior year contributions, please complete the IRA Deposit Slip/Adjustment Form and the mailed check must be postmarked if depositing near the deadline.

  3. If you are making contribution to a rollover IRA, please also mail a copy of the most recent account statement from the institution you are transferring from.
  4. Mail to:
    Perception Capital HK Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

Check Depositing Guidelines

If you are depositing a check into your new or existing Perception Capital HK brokerage account via mail, please be sure to follow these guidelines:

  • Make all checks payable to Perception Capital HK Securities.
  • All checks must be made payable in U.S. dollars and payable through a U.S. bank.

Acceptable Deposits include:

  • Personal checks drawn from personal checking accounts titled exactly the same as the Perception Capital HK account you are funding.
  • Checks from joint checking accounts may be deposited into either checking account holders brokerage account.
  • Checks from an individual checking account of either joint brokerage account holder may be deposited into that joint brokerage account.
  • Bank, Teller, or Cashiers checks made payable to Perception Capital HK Securities (as long as the remitters name is the same as that of the account title at Perception Capital HK).
  • Checks from investment club accounts should be drawn from a checking account in the name of the investment club. If a member of the investment club remits a personal check, the check must be payable to: "Perception Capital HK Securities FBO [investment club name].

Unacceptable Deposits include:

  • Third party checks drawn from a checking account other than the brokerage account holder(s) or made payable to the brokerage account holder and endorsed over to Perception Capital HK Securities.
  • Double-endorsed checks (checks with more than one signature on the back).
  • Personal checks deposited into a corporate brokerage account and vice-versa.
  • Starter checks.
  • Money orders.
  • Any foreign instruments (checks, travelers checks, drafts, etc.).
  • Stale-dated checks (over three months old).
  • Checks which appear altered in any way.
  • Coin or currency.

Unacceptable deposits cannot be credited to your account and will be returned.
*Note: These are only guidelines; other situations may arise when a remittance is deemed acceptable or unacceptable.

Fund Availability

Personal or Company Checks

  • Funds deposited via cashier's/bank checks will be available for trading immediately upon depositing.
  • Funds deposited via personal checks will be available for trading on the 5th business day of deposit.
  • A ten-business-day hold is placed on all new deposits. You may not withdraw the funds until the hold time has elapsed.
Transfer to Us for Free

Get credit for the account transfer fee charged by other brokers, and start taking advantage of our premium products and online trading services when you transfer to Perception Capital HK.

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